For most of my life I hated insurance. It Seemed to me to be a lot of expense for noting of value. Well, this changed.
I was riding my motorcycle, slowing to an intersection stop sign & out of nowhere a car with a beginning driving, made a left turn directly in from of me with no time to react. I picked myself up 50 feet on the other side of that car & long story short, insurance, mine & theirs, paid the bills for about 5 years. The amount they paid in claims replaced what was broken and would have paid my insurance premiums for the next 26 years.
I’m married, have raised 3 wonderful healthy children, and after they all left home, breast cancer came to call. it’s appearance produced a life of background stress and worry for 2+ years. While we learned to produce the positive outcome and life we wanted instead of that which so many fear, the bills were paid. Other than the uncomfortable “power surges” as my wife calls them, (hot flashes) that linger, my wife is now 5 years beyond recovery & celebrating the victory of a lifetime.
You guessed it, insurance paid for all that, sums equal to 3.5 years of my income at that time, and in my late fifties, the biggest earning years of life, I was paid very well.
Take it from me, let the companies who can afford to take the risk, pay the bills, you pay the premium, a small cost for shifting the risks in life?
What do you think and do you have a story to contribute?
February 14th, 2009 at 6:48 am
I’ve spent too much time in hospitals for my life partner and my mom not to value insurance. I saw all of the bills when my life partner was in intensive care for a few days of an extended stay at the hospital. I believe we paid 5% of the total costs, which was all we could afford–not the total costs. I’d be more concerned about not having insurance than writing the checks for their premiums.