I ask myself all the time, am I making the right choice? We could debate right or wrong all day on different levels but the point is I make choices and so do you. Losing 25-50% of your long term savings is a problem. Just this week we’ve heard about folks putting off retirement for 5 - 7 years or who need to subsidize retirement income, or who may not retire at all and then around age 90, it’s over! It’s just not fair - - Says who?
Who made every single choice in your life, in my life? You did, I did, and then life goes the way it does and we see the results of those choices. Why is it then we begin a process of disempowering ourselves and forsaking any learning that we might benefit from by looking around for somebody or something to blame for how it turned out? Oh but when it goes well & we win, guess who gets the credit. . .
Like children learning to walk who do not give up when they fall, we keep living and making choices, thousands of them each day. The question is who or what is driving them?
The simple answer is: every thought, feeling, belief, or memory we’ve had, combined to form your past, your history. So is our history choosing for us? Do we simply look for what we already tried that worked or avoid what didn’t for our next choice? Are there any other options, what about the present or better yet the future, how do we get there?
Moving forward will require great courage and very different thinking to form new habits if we’re to get valuable lessons from history with which to move forward. We are about to experience a massive economic recovery. It may already be underway. To be positioned to gain from it, here are some ideas to work with if we can give up blaming for just a bit:
- Update your plans, dreams, and goals for what you most want in your life.
- Translate them into the monetary equivalent. What income will you need, what will that new car cost & when & how many years before college planning begins and what will the cost be?
- Do research to determine what choices you need to make now and in the near term. Base them on what’s current, strengths and weaknesses, and what’s anticipated. Create your own criteria for choosing. Bring in experts when you need them & listen to them if they are more skilled than you, which might be why you brought them in.
- Avoid making choices or decisions in extreme emotional states which would obviously be emotional choices. Make your choices based on carefully considered criteria which have the best odds of producing a win.
- Finally, we’re back to where we began. Life goes the way it does, you get what you get. Be responsible for the choices you made, take the results and move on and make more!
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